Smart Tips
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Consider all costs: mortgage, taxes, insurance, and maintenance when budgeting for a home.
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A 20% down payment helps avoid private mortgage insurance (PMI).
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Even a 0.5% difference in interest rate can save you thousands over the life of your loan.
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Get pre-approved for a mortgage before house hunting to know your budget.
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Consult with a real estate attorney for legal advice on your transaction.